Answers to Your Burning Real Estate Questions

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Northeast Florida Real Estate Q&A

Buyer Questions

  • What is the property tax rate in Jacksonville versus St. Augustine?

    The property tax rate in Jacksonville is 1.85%, while the property tax rate in St. Augustine is 1.05%. This means that you would pay an estimated $1,850 in property taxes per year on a home valued at $100,000 in Jacksonville, and $1,050 in St. Augustine.

  • Which Northeast Florida areas have the best schools?

    According to, the best areas in Northeast Florida for schools are:

    • Ponte Vedra Beach
    • St. Johns
    • Fleming Island
    • Avondale
    • Mandarin
    • Orange Park
  • How much home can I afford on my current income and budget?

    There are a few factors to consider when determining how much home you can afford, including your income, debt, and monthly expenses. A good rule of thumb is to not spend more than 28% of your monthly gross income on housing costs. You can use a mortgage calculator to get an estimate of how much you can afford to borrow.

  • Is now a good time to buy a home in this market?

    The housing market in Northeast Florida is currently very competitive. Home prices are rising, and there is a shortage of inventory. However, interest rates are still relatively high. However, a reversal in interest rates is in sight which can make it a good time to buy if you can find a home that fits your budget.

  • What types of home inspections should I get?

    There are a few different types of home inspections that you should get, including:

    • A general home inspection, which will check the overall condition of the home, including the roof, foundation, plumbing, and electrical system.
    • A termite inspection, which will check for termites and other wood-destroying insects.
    • A radon inspection, which will check for radon gas, a radioactive gas that can cause health problems.
  • Can I negotiate closing costs with sellers?

    Yes, you can negotiate closing costs with sellers. Some sellers may be willing to pay for all or part of your closing costs as a way to sweeten the deal.

Seller Questions

  • How do I determine the right listing price for my Northeast Florida home?

    The best way to determine the right listing price for your home is to have it appraised by a professional appraiser. The appraiser will consider the current market conditions, the condition of your home, and the comparable sales in your area to determine a fair market value for your home.

  • Should I offer any buyer incentives like closing cost assistance?

    Offering buyer incentives like closing cost assistance can help you sell your home faster. However, it is important to make sure that you are still getting a fair price for your home.

  • What repairs or updates should I make before listing my home?

    Making any necessary repairs or updates to your home before listing it is important. This will help you get top dollar for your home and make it more appealing to buyers.

  • How do I stage my home properly for showings?

    Home staging is the process of preparing your home to look its best for potential buyers. This includes decluttering, cleaning, and making repairs or updates. Here are some tips for staging your home properly for showings:

    • Declutter and depersonalize your home. This means removing any personal belongings, such as photos, artwork, and furniture.
    • Clean your home from top to bottom. This includes dusting, vacuuming, mopping, and cleaning the windows.
    • Make any necessary repairs or updates. This could include fixing holes in the walls, painting, or replacing light fixtures.
    • Stage each room to highlight its best features. This could mean arranging furniture in a way that makes the room look larger or adding plants or flowers to brighten up the space.
    • Keep your home warm and inviting. This means turning on the heat or air conditioning, opening the blinds, and playing soft music.
  • When is the best time of year to sell my home?

    The best time of year to sell your home in Northeast Florida is typically spring or fall. This is when there are more buyers in the market and homes tend to sell faster.

  • How much do real estate agents charge to sell a home?

    The typical commission rate for a real estate agent in Northeast Florida is 6%. However, this rate can vary depending on the agent and the specific circumstances of the sale. Some agents may charge a flat fee, while others may charge a percentage of the sale price. It is important to shop around and compare rates before hiring an agent.

    Here are some additional tips for selling your home in Northeast Florida:

    • Get your home ready for sale by making any necessary repairs or updates.
    • Price your home competitively.
    • Stage your home to make it look its best.
    • Market your home to attract buyers.
    • Work with a qualified real estate agent to help you sell your home quickly and for the best price.